Building (sectional title) Insurance
Body Corporate Insurance is one of Vision Risk Solutions specialty area’s and we have many years of experience in providing Sectional Title Insurance. We are a leading provider of Body Corporate insurance in Durban and across South Africa.
At Vision Risk Solutions we have a good understanding of the relationships between the various stakeholders and understand the requirement to satisfy the different needs that exist. Trustees of body corporates are responsible for correctly insuring common property such as boundary walls, retaining walls, gates, electronic system and irrigation systems and if the insurance does not adequately cover these risks, the owners can be exposed to significant costs in the event of a claim that is not properly covered.
What we offer:
We offer broad-spectrum short-term insurance solutions for any structure, from small Sectional Title complexes to large Shopping Centres.
In addition, we offer the following specialist products associated with property insurance:
- Professional Indemnity cover
- Personal Accident cover for employees
- Construction engineering insurance
- Guarantees
- Broadform liability cover
- Insurance certificates
Fidelity Cover
We can assist in ensuring that you have the correct Fidelity Guarantee cover in place in conformance with the Community Schemes Ombud Services(CSOS) Act 9 of 2011.
Community schemes encompass Bodies Corporate, Home Owners Associations, Retirement Villages and Shareblocks.
Additional Services on offer include:
- Conducting of risk surveys
- Advice on risk management structures
- Arrange and assist on valuations with suitable professionals
- Risk financing consulting
- Loss control advice
- Uninsured risk advice
All our products offer Community Schemes the following:
- Structural cover in compliance with legislation
- Loss of Rent
- Property Owners Liability
- Glass
- Accidental Damage
- Maintenance & Cleaning Equipment
- Retaining Walls (subject to terms)
- Subsidence & Landslip cover
- Trustees Indemnity
Vision Risk Solutions at a glance.
We are here to provide superior insurance solutions to protect our clients assets. All our products are specifically designed to give our clients as much choice and flexibility as possible.
Due to our considerable experience and long standing relationships with the country’s top insurance companies we are able to offer tailor made products to meet our clients demands.
Our commitment to quality service has allowed us to establish and forge a growing and significantly loyal client existence, many of whom have been clients since our inception.
Our pledge is to provide our clients with an efficient comprehensive service that will solve all their short term insurance needs timeously, effectively and at competitive prices.